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Americans & Spain's DNV

Moving to Spain from the USA — the Digital Nomad Visa guide for Americans

US citizens are not EU nationals — you need the Digital Nomad Visa to live and work remotely in Spain. The good news: most Americans can fly to Spain on tourist entry and apply for the DNV from within Spain in around 20 working days.

€2,849
minimum income per month (2026)
~20
working days via UGE route
90
days visa-free entry on ESTA
6
Spanish consulates in the USA

More Americans are choosing Spain — and the DNV makes it possible

Spain has become one of the most popular destinations for American remote workers. The reasons go beyond warm weather and good food.

Timezone compatibility

Spain (CET) is 6 hours ahead of New York and 9 hours ahead of Los Angeles. For many remote roles, this means a working day that starts at around 3–4pm Spanish time covers the entire US East Coast morning. Afternoon and early evening calls with the West Coast are entirely manageable. More American remote workers are finding Spain's timezone far more workable than it first appears.

Cost of living vs the US

A two-bedroom flat in central Madrid or Barcelona costs a fraction of what it would in New York, San Francisco, or Miami. Dining out, healthcare, and day-to-day expenses are substantially lower. Americans earning in USD and spending in euros enjoy a significant quality-of-life uplift — and the DNV income threshold of €2,849/month is achievable for most remote professionals.

English widely spoken in cities

Spain's major cities — Madrid, Barcelona, Valencia, Seville — have large English-speaking communities and a growing expat infrastructure. While learning Spanish is strongly recommended for daily life, the practical barrier to getting settled is lower than many Americans expect. There is a well-established network of American expats, international schools, and English-speaking professionals across the main urban centres.

Access to Europe and the Mediterranean

Spain is a gateway to the rest of Europe. With a Spanish residence permit, you can travel freely across the Schengen Area. Weekend trips to Portugal, France, Italy, or Morocco become routine. The Mediterranean lifestyle — long lunches, outdoor living, rich culture and history — is a genuine draw for Americans seeking a different pace after years of US corporate intensity.

How most Americans apply: fly to Spain and use the UGE

The UGE (Unidad de Grandes Empresas y Colectivos Estratégicos) is the specialist Spanish immigration unit that handles Digital Nomad Visa applications submitted from within Spain. It is significantly faster than applying via a US consulate — and for most Americans, it is entirely accessible.

Recommended for most Americans

The UGE route

Apply from within Spain on tourist entry — no consulate appointment needed

~20
working days typical
3 yr
initial permit directly
  • Enter Spain on US passport — no visa needed for 90 days
  • Apply via UGE from within Spain — fastest route available
  • We handle the full submission on your behalf
  • No in-person consulate appointment required
  • Government tasas included in our package
  • 3-year permit issued directly — no conversion step
When UGE is not possible

US consulate route

Apply from the USA via one of 6 Spanish consulates

3–6+
months typical
1 yr
initial visa (convert on arrival)
  • Apply without travelling to Spain first
  • Processing at US consulates notoriously slow
  • In-person appointment required — availability limited
  • Government tasas paid separately by client
  • 1-year visa only — must convert to permit in Spain

Income, documents, and the FBI background check

The documents required from US applicants follow the standard DNV pack, with a few US-specific items — most notably the FBI background check, which takes the most time to obtain.

Income requirements for Americans

Proving €2,849/month in USD

  • Income in US dollars is fully acceptable — no requirement to earn in euros
  • Convert at the current exchange rate to demonstrate the €2,849/month minimum
  • Provide 3–6 months of bank statements in USD with clear income entries
  • Employment contract, freelance client contracts, or payslips as supporting evidence
  • Your case manager will advise on how to present USD income most clearly
Documents required

Your US applicant document pack

  • Valid US passport — minimum 1 year beyond the end of the permit period
  • FBI background check, apostilled by the US Department of State
  • Bank statements and income evidence (3–6 months)
  • Employment contract or freelance income documentation
  • Private health insurance valid in Spain
  • Certified Spanish translations of all non-Spanish documents

The FBI background check: start this first

The FBI Identity History Summary is the US equivalent of a criminal record certificate. It must be apostilled by the US Department of State Authentications Office before it can be used in a Spanish immigration application. Processing through the FBI directly takes 3–10 weeks. Third-party channelers (FBI-approved) can return results in 1–2 weeks, but you still need the apostille step after that. Apostilling via the US State Department adds further time. Start this process the moment you decide to apply — it is almost always the longest-lead item in a US applicant's document pack.

Tax obligations: what Americans must know before applying

The USA taxes its citizens on worldwide income regardless of where they live. Living in Spain and holding a Spanish residence permit adds Spanish tax obligations on top of that. This is not a reason not to apply — but it requires planning.

Spanish tax residency

If you spend 183 or more days in Spain in a calendar year, you become a Spanish tax resident and must file and pay taxes in Spain on your worldwide income. This applies whether you are on the standard DNV tax regime or have applied for Beckham Law.

As a Spanish tax resident, you must file an annual Spanish tax return (Modelo 100 or, under Beckham Law, Modelo 151). You will also need to declare overseas assets if they exceed certain thresholds (Modelo 720).

US tax obligations continue

The USA is one of only two countries in the world that taxes its citizens on worldwide income regardless of residence. Becoming a Spanish tax resident does not remove your obligation to file a US federal return (Form 1040) each year.

If you hold overseas bank accounts, you will likely need to file an FBAR (FinCEN 114) annually if the aggregate balance exceeds $10,000 at any point in the year. FATCA reporting may also apply depending on asset values.

Double taxation treaty

Spain and the USA have a double taxation treaty that prevents you being taxed twice on the same income. In most cases, taxes paid in Spain can be credited against your US liability, or vice versa. However, the mechanics are complex and the interaction with Beckham Law (a flat 24% regime) requires specific advice.

The treaty does not eliminate the obligation to file in both countries — it determines which country takes primary taxing rights on specific income types.

Get specialist cross-border advice

The combination of US worldwide taxation, Spanish tax residency, Beckham Law, FBAR obligations, and the Spain-US treaty is genuinely complex. You should engage a cross-border tax adviser who is qualified in both US and Spanish tax law before you make the move. Do not rely on a US accountant unfamiliar with Spain, or a Spanish gestor unfamiliar with US obligations. Both sides matter.

Six Spanish consulates serve the USA

You must apply at the consulate for the jurisdiction where you reside — not simply the nearest one. Processing via US consulates has been notoriously slow, with 3–6 months or more at some locations. For most Americans, the UGE route is significantly better.

Los Angeles
CA, NV, AZ, NM, CO, UT, WY, MT, ID, OR, WA, AK, HI
See LA guide →
Miami
FL, GA, AL, MS, TN, NC, SC, Puerto Rico, USVI
See Miami guide →
New York
NY, NJ, CT, MA, RI, VT, NH, ME, eastern PA, DE, MD (excl. DC suburbs)
See New York guide →
Chicago
IL, IN, OH, MI, WI, MN, IA, MO, ND, SD, NE, KS, western PA
Guide coming soon
Washington DC
DC, VA, WV, KY, DC suburbs of MD
Guide coming soon
Houston
TX, OK, AR, LA
Guide coming soon

Beckham Law: 24% flat rate for qualifying Americans in Spain

Spain's Beckham Law (Régimen Especial de Impatriados) is one of the most significant tax advantages available to Americans who move to Spain on an employment contract. Rather than paying progressive IRPF rates of up to 47%, qualifying workers pay a flat 24% on Spanish-source income up to €600,000 for up to six years — a substantial saving for high-earning professionals.

Who qualifies — employed Americans moving to Spain

Beckham Law applies to employed workers (not most freelancers) who move to Spain for work purposes and have not been Spanish tax residents in the preceding 5 years. DNV holders who are employed under a foreign employment contract — for example, a US tech salary or financial services role — may qualify. You must apply within 6 months of registering with Spanish Social Security. Your employer does not need to be Spanish.

The US tax interaction — complex but manageable

Because the USA taxes its citizens on worldwide income regardless of residence, Beckham Law does not eliminate your US federal filing obligation. However, the Spain-US double taxation treaty allows taxes paid in Spain to be credited against your US liability. With Beckham Law at 24% and the US treaty credit mechanism, many Americans in Spain end up with a manageable combined tax position — far better than standard IRPF rates. Specialist cross-border advice is essential. Beckham Law application is separate from your DNV — you need a Spanish tax adviser for this step.

💡

Beckham Law is not included in our DNV service — but we can point you to a tax adviser

The DNV application and the Beckham Law application are entirely separate processes managed by different advisers. My Spanish DNV handles your immigration permit. Beckham Law requires a Spanish tax adviser or gestor. If you need a recommendation, speak to your case manager — we work with specialists who understand both the US and Spanish sides of the equation.

Americans and Spain's DNV — FAQ

Yes — and Beckham Law is particularly relevant for employed Americans moving to Spain. Americans granted the Digital Nomad Visa who become Spanish tax residents can apply for the Beckham Law (Régimen Especial de Impatriados), which taxes qualifying Spanish-source income at a flat rate of 24% rather than the standard progressive IRPF rates of up to 47%. To qualify, you must apply within 6 months of registering with Social Security in Spain and must not have been a Spanish tax resident in the preceding 5 years. Because the USA taxes its citizens on worldwide income regardless of where they live, the interaction between Beckham Law and US tax obligations is complex — take specialist cross-border tax advice before applying.
You need an FBI Identity History Summary (the US criminal record certificate). You can request this directly through the FBI's website, which takes 3–10 weeks, or through an FBI-approved channeler, which typically returns results in 1–2 weeks. Either way, once you have the document it must be apostilled by the US Department of State Office of Authentications — which adds additional time. Using a channeler is usually faster overall. Start this process the moment you decide to apply — it is almost always the longest-lead document in a US applicant's pack regardless of which application route you use.
Yes — you do not need to wait until near the end of your 90 days. US citizens can enter Spain on visa-free entry and apply for the DNV via the UGE at any point during that stay. Ideally, start the process as early as possible after arrival so the UGE has time to process your application. Once the UGE application is formally submitted and acknowledged, you enter a period of legal tolerance and can remain in Spain while the decision is issued — even if your original 90-day visa-free entry period has expired by the time the permit is granted.
Yes to both. If you spend 183 or more days in Spain in a calendar year, you become a Spanish tax resident and must file Spanish income tax (IRPF). The USA is one of only two countries in the world that taxes citizens on worldwide income regardless of residence — so you must continue filing a US federal return (Form 1040) every year. The Spain-US double taxation treaty prevents double taxation on the same income, but both filing obligations remain. FBAR (FinCEN Form 114) must be filed annually if your overseas accounts exceed $10,000 in aggregate at any point in the year. FATCA reporting (Form 8938) may also apply. Engage a cross-border tax adviser familiar with both US and Spanish tax law before you move.
Yes. There is no requirement that your income be in euros. You need to demonstrate earnings equivalent to at least €2,849 per month (the 2026 minimum, set at 200% of Spain's SMI). Convert at the current exchange rate and provide bank statements and income evidence in USD with a clear explanation. Your case manager will advise on the best way to present this.
Yes. Spain and the USA have a Social Security totalization agreement, which means you do not pay into both countries' Social Security systems simultaneously. If you are employed by a US company and your employer obtains a certificate of coverage, you continue contributing to the US system and are exempt from Spanish Social Security. If you register as self-employed (autónomo) in Spain, you pay into Spain's RETA system. Importantly, US Social Security credits you have already accrued are not lost when you move to Spain — you can still collect US Social Security retirement benefits whilst living in Spain when you reach retirement age, subject to the normal eligibility criteria.
Yes. There is no requirement to close US bank accounts when you move to Spain, and most Americans in Spain keep their US accounts for US-based income, federal tax payments, and general convenience. Once you become Spanish tax resident, you must declare overseas accounts with balances exceeding €50,000 using Spain's Modelo 720 declaration. From the US side, FATCA may require Form 8938 reporting of significant overseas assets. You will also need a Spanish bank account for local expenses, rent, and utility direct debits. Maintaining accounts in both countries is entirely normal — the key is to remain compliant with reporting obligations on both sides.
This varies significantly by state. California and New York are notably aggressive — both states can continue to pursue income tax from former residents if any significant connections remain (property, business interests, vehicle registration, California drivers licence, etc.). California's Franchise Tax Board applies a strict "domicile" test and has been known to pursue departed residents for years after departure. New York similarly applies a "domicile" test. If you are leaving either state, take specific advice from a US state tax professional, be deliberate about severing connections, and document the steps you take. States with no income tax — Florida, Texas, Nevada, Washington — present no ongoing state tax liability concern for residents departing for Spain.
Madrid and Barcelona are the most popular with Americans, followed by Valencia, Málaga, and Seville. Madrid suits finance, business, and consulting professionals seeking a cosmopolitan European capital with strong transatlantic flight connections. Barcelona appeals to tech, creative, and startup workers. Málaga has grown rapidly as a DNV hub — lower cost of living, warm climate, a fast-growing English-speaking expat community, and direct flights to many European cities. The DNV is a national permit: you choose your city freely and can move within Spain after approval. Popular city guides are available on our site.
It depends on which institution issued the document. The FBI Identity History Summary is a federal document and must be apostilled by the US Department of State Office of Authentications in Washington DC. Documents issued by a US state — such as state-issued documents or certificates — may be apostilled by the relevant state's Secretary of State or equivalent authority. Your case manager will specify exactly which apostille is required for each document in your pack and advise on how to obtain them. Do not apostille documents before checking which authority applies — the wrong apostille will not be accepted.

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